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electric pleasure running straight through me。 I reached over and began to 
gently run my hands up and down his thighs。 Before he could speak I kissed his 
lips�察�gently at first�察�then more deeply and urgently until our mouths were open 
with passion。 I felt his nice little ass and then his cock through his pants。 I 
had to have it。 Shaking like a leaf I began to unzip his pants。 His hands were 
all over me。 I could hardly catch my breath�察�I was so excited。 He took my robe 
off and felt my breasts and nipples。 I asked him if it was his first time。 He 
said ;Yes;。 I was going crazy。 I whispered ;I'll make it so good for you�察�
baby;。 When I got his pants off�察�his cock was so big and beautiful I knew I 
would come as soon as it was inside me。 My pussy was wet and swollen and 
aching to have it。 But it would have to wait。 
 
 
Without his clothes he had a nice slender body and it was very warm and 
good to touch。 I asked him to sit on the stairs�察�that I wanted to suck him。 I 
sat on the floor in front of him between his legs。 I was in a perfect position 
to do it there。 I started by licking his cock all the way up to the head lots 
of times�察�and especially around the head where it flares out。 I love that part 
because it feels so good pulling inside on the outstroke。 I wanted to get 
fucked by him so badly。 I licked the head of his cock and kissed it and sucked 
it gently at first�察�then harder and deeper into my mouth He was really enjoying 
this and began to fuck my mouth a little。 When he came in my mouth I sucked all 
of it。 I loved it。 
 
 
We traded places on the stairs so he could do it to me。 I had to sit 
higher up being shorter of course。 I spread my legs open for him so eagerly。 
My clitoris was so big and hard I think he was happily surprized。 The wetness 
was just oozing out of me。 He was hard again and I showed him how to lick my 
clit�察�not too fast and then how to suck it gently and rhytmically until I came 
and came from it。 
 
 
We couldn't put it off any longer and together tumbled on to the floor。He 
was lying on his back so I squatted down over that big cock。 I had to ease it 
in slowly。 It was so big and I was swollen tight with desire。 The feeling was 
incredible。 By the time he was all the way in me I had a blinding orgasm。 I 
know I cried out but could not help it。 Then I was immediately building up to 
the next orgasm。 He came pretty soon after some really good deep strokes。 It 
felt so good when his warm come filled me up inside。 
 
 
Soon he was hard again and we fucked longer。 I could feel him getting 
bigger and bigger inside of me as we fucked。 It was excrusiatingly fantastic。 
I was coming the whole time he was fucking me it seemed。 He got on top of me 
and fucked me。 Over and over I felt myself tighten up and come and I could tell 
he felt that too。 I got on my hands and knees so he could fuck me from behind。 
 
Finally we were exhausted。 I helped him get dressed while I kissed him all 
over and he did the same to me。 I wondered how many pizzas never got delivered 
that night as he left。 Maybe I should order another one soon。 
 
 
The End。 
 ´
@95��093。35 Adventure
95��093。35 Adventure�察�Part I  Depositing the Junk Mail Check
 
On May 19�察�1995�察�I was one of thousands of people around the country who received a 'junk mail' letter touting a get´rich´quick method for making 95��093。35 in just three weeks。 That letter also came with a sample check for the same amount95��093。35。 Everything about the check looked real except for the words ;non´negotiable for cash; printed in the top right´hand corner。 I look at the check and think�察�My God�察�it looks so real。 The letter reads�察 �Patrick Combs�察�I expected to hear from you by now。 Take a close look at the check above。 It's just a sample of the money you could be receiving my now。; I think�察�sample�拭�Like a cookie sample at Mrs。 Fields ´ it's a real cookie�察�but it's just a sample。 The letter went on��
 
;We took in that amount in just three weeks。 Other mail boxes have also made hundreds of thousands of dollars。 In fact�察�your mail box�察�at 326 Howard Street�察�could be soon be stuffed full of checks in varying amounts and free merchandise。 Now I've written to you several times before about an exciting new money making opportunity。 The one that said�察�95��093。35 in just three weeks。 The same one that was featured on TV� �And frankly I'm surprised I haven't heard from you yet。 Patrick�察�I know what you must be thinking�察 �Is this for real�拭─�Let me assure you�察�it is very real。;
 
That's all I needed to know to take this check and deposit it into my ATM。
 
Now�察�I didn't believe it was a real check�察�but it was fun�察�like putting Monopoly money into the bank。 And I knew my bank would never cash the check�察�especially since I didn't even sign on the back。 I walked home picturing a bank teller opening my deposit envelope and chuckling at the sight of the ridiculously large�察�and obviously bogus check。 I fully expected that on Monday morning someone from my bank would call and say�察 �Mr。 Combs�察�the check you deposited on Friday wasn't real。;
 
On Monday when they didn't call�察�I figured they were mailing the check back to me and I forgot about the whole thing。 
 
Then two days later�察�while I was withdrawing 40�察�my ATM produced a receipt that told me my balance was over one hundred thousand dollars。 Suddenly I remembered the 95��093。35 deposit。
 
My heart lept out of my chest。 I ran all the way home ��the most exercise I'd gotten in months�。�。 As soon as I got in�察�I called a friend and told her what had happened。 She made a quick phone call to his own bank and called me back。 ;It's standard policy to credit your account for any amount you deposit�察�but it's only a credit。 You can't touch the money unless the check clears。;
 
Of course。 It was just a matter of days before the bank would erase the credit and return my account to a mere 5��000。 I figured it would be the week of my life when I had a one hundred thousand dollar bank balance。 And I took full advantage of it by printing out lots of bank balance statements�察�and sharing them with my friends。 i。e�察 �Need my phone number�拭�I'll just write it here on the back of my ATM receipt。; Without fail�察�it would always prompt a great conversation。
 
It was also very entertaining to call my twenty four hour banking line�察�and listen to my bank balance。 I did twice�察�three times�察�four times a day。 To my surprise�察�it remained at over a hundred grand�察�all week long。 I was thinking�察�that check should have been bounced by now。
 
Friday morning�察�I went to my bank�察�a branch of First Interstate�察�approached a teller�察�and posed this question�此 �If I need a cashier's check for 70��000 later this afternoon�察�do I have the funds available�拭�
 
The teller typed my account number into her computer。 ;Yes�察─�she said�察 �the money is available。; I said�察 �Are you sure there is not a warning sign�察�a flashing light�察�an asterisk or something�拭─�She assured me there wasn't。 
 
I got out of the bank fast。 I felt supercharged with possibility and shock。
 
From that moment until the next Wednesday�察�when I boarded a plane for a four´day career´counseling conference in Orlando ��I make my living as an author and speaker addressing career success���察�95��093。35 was available for withdrawal from my account。 My close friends and I contemplated�察�for fun�察�all the possibilities a hundred grand afforded。 ;To leave the country or not to leave�此�that is the question。;
 
I knew that the money was going to be taken out of my account�察�and each day I figured it would happen tomorrow。 I boarded my flight to Orlando confidentand glad�察�reallythat in all likelihood the money would be gone upon my return。 It had already possessed my thoughts for a week。
 
On Monday�察�the day after my return�察�I called for my account balance。 Five thousand and something dollars was what I expected to hear。 What I did hear was over 100��000。
 
What was happening�拭�Two weeks and that money was still sitting in my account。
 
;It will be gone tomorrow�察─�I kept telling myself for the next five days。 Then on Friday�察�exactly three weeks since I had deposited the sample check�察�I again returned to the bank。 I approached a bank teller at the special Customer Service window�察�and I sternly stated�察 �I recently deposited 95��000 and I don't want to spend any of the money if there is the possibility of the check being returned。 How long should I wait�拭�
 
The teller keyed in my account number。 Then she said�察 �95��093。35 was deposited on May 21。 You're safe to spend that money now because that check can no longer be returned。 Depositors are protected by a law that says checks cannot be returned after ten business days。;
 
I couldn't believe my ears。 I couldn't believe my luck。 I couldn't believe what was happening。
 
On my way out of the bank�察�I grabbed every brochure and pamphlet that vaguely implied it might contain the law she had just referenced�察�and I went home and read voraciously。
 
My reading didn't reveal the law I was looking for。 Quickly�察�I learned that bank brochures don't tell you your rights�察�they tell you all the bank's rights。 And banks have a lot of rights。 At the end of one of the brochures�察�however�察�I found a reference that said�察 �For more information�察�contact the Office of Thrift Supervision ��O。T。S��。;
 
I called the O。T。S。 and a man answered the phone。 I gave my first name only and gave him a quick synopsis。 He treated my story with a cool intrigue。 He told me that the ten´day law the teller had mentioned was known as the ;Midnight Deadline。; But he suggested that the more important legal question had to do with ;negotiability。; He wondered if the check I deposited was a true negotiable instrument。 He said�察 �The banking law book�察�Brady's�察�has specific criteria that a check has to match in order to qualify as a legal negotiable instrument。 I'm not sure what they are�察�but if the check you deposited was actually a negotiable instrument�察�that would explain why your bank passed it。;
 
Within three hours I was on my way to the Hastings Law Library and to the book Brady on Bank Checks�此�The Law of Bank Checks by Henry Bailey and Richard Hagedorn。
 
Soon I knew why law students always looked so beat and tired。 I didn't know how I was going to find anything in the monstrous tome in front of me。
 
Then my eyes caught sight of a small�察�pocket´sized book titled Negotiable Instruments and Check Collection�察�a guide for laymen。 And plain as day�察�it listed the nine criteria for a negotiable instrument。 Read for yourself what I read�察�and I believe you'll yell out loud just as I did when I came to the very last word��
 
 
;1。 Must be in writing。
2。 Signed by maker or drawer。
3。 Promise or order。。。。A check usually meets the requirement because the drawee's name is printed and encoded on the face of the instrument。
4。 Unconditional。。。。
5。 Order to pay money。
6。 Must be a fixed amount。
7。 Payable on demand or at a definite time。。。。
8。 Payable to order or to bearer。。。。
9。 No other undertaking or instruction。 The final requirement of negotiability is that beyond the maker's order。。。the instrument must not contain 'any other undertaking or instruction'。。。。The opposite issue is whether or not the parties can use a form that is a negotiable instrument and avoid negotiability by declaring�察�on the instrument�察�that it is not negotiable。 The answer is yes�察�except for a check。;
 
 
This was one book I wanted to steal from the library ��but didn't��。 The get´rich´quick company had accidentally designed a real check�察�and I had deposited it��
 
 
End of Part I
Part II�此�Getting A Cashier's Check 
 
 
Patrick Combs is available as keynote speaker for your next event。 Let him inspire your audience with the story and discussion of his 95��000 Adventure。 He is also the author of MAJOR IN SUCCESS�此�Make College Easier�察�Beat The System & Get A Very Cool Job ��Ten Speed Press��。 All contents on this page �拭�1995�察�By Patrick Combs。 All rights reserved。 goodthink
 
 

95��093。35 Adventure�察�Part II  Getting a Cashier's Check
 
I didn't touch the money for a month。 Then�察�I called my brother and asked him what to do。 We both agreed that�察�law or no law�察�someone would be coming for the money�察�and they'd probably be wearing black suits and packing heat。 Then�察�my brother sugge
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